May 23, 2013
  TABLE OF CONTENTS
  3.1 Schedule of Benefits for Employees
  Weekly Benefit Amount -
   66-2/3% of weekly earnings up to a maximum benefit of $425 per week (less FICA withholding) for the first 26 weeks of disability.
   50% of weekly earnings up to a maximum benefit of $320 per week for the next 26 weeks of disability.

Benefit of Partial Week of Disability -
   One-fifth of the weekly benefit amount for each working day of disability.

Benefits Commence -
   Injury -Fourth working day of disability (See Waiting Period below).
   Illness-Fourth working day of disability (See Waiting Period below).

Waiting Period -
   Three working days of disability.

Maximum Duration of Benefits –
   Weekly disability income benefits will be limited to 26 weeks unless you are determined to be unable to work at any substantial gainful occupation. If you continue to meet that requirement, your weekly disability income benefits will continue for up to an additional 26 weeks at a reduced amount of 50% of your regular weekly earnings subject to a maximum benefit of $320 per week, which will be reduced by the amount of Social Security Disability benefits you receive.
   Weekly disability income benefits are limited to a maximum of 52 weeks in any 2-year period for disabilities due to any and all causes.
  TABLE OF CONTENTS
  St. Louis Graphic Arts Joint Health & Welfare Fund
14323 South Outer Forty Rd. - Suite S106
Chesterfield, Missouri 63017
Fund Office: (314) 878-1579
twesthues@slgahw.org
Fax: (314) 275-2640
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