May 22, 2013
  TABLE OF CONTENTS
  B. BENEFITS APPLICABLE TO NON-MEDICARE RETIREES
  7. VALUE PLAN MEDICAL BENEFITS

Calendar year deductible per person: $1000
Percentage payable for PPO providers Each calendar year after satisfaction of Deductible: 50% of the first $5,000
90% of the next $65,000
100% thereafter


Calendar Year Out Of Pocket Maximum
Per person: $10,000*


*Includes the deductible and percentage of covered charges you are required to pay beyond the deductible.

Individuals covered under the Value Plan, must use HealthLink (or USA) PPO providers (except in limited circumstances as described in Part VI).

8. VALUE PLAN PRESCRIPTION DRUG BENEFITS

The following prescription drug benefits apply to individuals enrolled in the Value Plan.

Generic Drugs:
Calendar year deductible per person: $200
Reimbursement after deductible: 50%


Single-Source Brand Name Drugs:
Calendar year deductible per person: $500
Reimbursement after deductible: 50%


Multi-Source Brand Name Drugs: Not covered (no exceptions)

The Value Plan provides no reimbursement of multi-source brand name drugs (those for which there is a generic equivalent).

For details about covered drugs, exclusions and limitations, please see Section 6.2 on pages 95-96.
  TABLE OF CONTENTS
  St. Louis Graphic Arts Joint Health & Welfare Fund
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